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Cedar City, UT (November 2, 2026) – Three people were injured Sunday, November 1, when two vehicles met head-on on Interstate 15 north of Cedar City.
According to the Utah Highway Patrol, the crash happened around 3:30 p.m. near mile marker 63. A 2017 Toyota Camry was heading north when it hydroplaned, crossed the median, and struck a 2020 Lincoln MKZ.
A 55-year-old woman was driving the Camry. The Lincoln carried a 65-year-old man, who was driving, and a 61-year-old passenger. All three were wearing seat belts.
Injuries ranged from minor to moderate, and all three were taken to a hospital by ground ambulance.
Traffic backed up for nearly an hour while emergency units cleared the roadway.
Investigators are still reviewing the collision.
We are thinking of all three people as they recover.
How Utah's No-Fault Rules Affect Injury Claims in Cedar City, UT
Utah is a no-fault insurance state, which changes how most roadway injury claims begin. Drivers must carry personal injury protection(PIP) which pays initial medical expenses and may cover a portion of lost income up to the policy limit, regardless of who caused the harm. The required minimum is $3,000 in medical benefits per person, and many policies offer more.
PIP pays first, so a claim against another driver is limited at the start. Utah generally allows a lawsuit for general damages, such as pain and emotional distress, only when medical expenses exceed $3,000 or the injury involves permanent disability, permanent impairment, dismemberment, disfigurement, or death. Imaging and emergency treatment alone can bring a bill close to that figure.
Records typically determine how quickly that threshold is met. After a crash, occupants may see urgent care, specialists, and physical therapists in different places, so it can help to keep itemized bills in one folder.
Insurers also review whether each charge is reasonable and related to the injury. A car accident lawyer can check how medical expenses are being counted and make sure all the evidence needed is gathered well before the four-year filing Utah generally allows for injury lawsuits.
If you have fault questions after being involved in a crash, you can reach out to our team at Cutt, Kendell & Olson Attorneys at Law. We can review the details of your accident and walk you through the options that may be open for you under Utah law.
Cutt, Kendell & Olson Attorneys at Law can be reached at (801) 901-3470. Our team is here to speak with you to clear your doubts and help you move forward.
Note: This post is based on information obtained from publicly available secondary sources. While we strive to ensure the accuracy of the information presented, Cutt, Kendell & Olson Attorneys At Law has not independently verified all details of the incident reported. If you notice any inaccuracies or missing information, please contact Cutt, Kendell & Olson Attorneys At Law so we can promptly review and update the content.
Disclaimer: The content of this post is provided for general informational purposes only and should not be interpreted as legal or medical advice. Reading this post does not create an attorney-client relationship with Cutt, Kendell & Olson Attorneys At Law. If you have been injured in an accident, seek appropriate medical care and consult a qualified attorney regarding your legal options. Any images included are for illustrative purposes only and do not depict the actual accident scene or individuals involved.